Terms of Service

Last updated: March 25, 2026

By using SyntheFi, you agree to these terms. We provide financial estimates for educational purposes only — not financial advice.

1. Acceptable Use

SyntheFi is designed for personal financial planning. You agree not to use the service for commercial lending decisions, automated data extraction, or any purpose that misrepresents our calculations as professional financial advice.

2. Accuracy Disclaimer

Our calculations are based on 2026 tax tables, Fannie Mae QM standards, and publicly available lending guidelines. Actual outcomes may vary based on individual circumstances, market conditions, and lender-specific requirements. Results are estimates, not guarantees.

3. Account Termination

You may close your account at any time. We reserve the right to suspend accounts that violate these terms. Upon termination, your data is handled according to our Privacy Policy.